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What are the BIG 3 factors needed to qualify for a home loan?

  • Writer: Patrick Stuckwish
    Patrick Stuckwish
  • Feb 21, 2023
  • 1 min read

If you're looking to buy a home, you've probably been hearing a lot of buzz about "qualifying" for a loan. But what does that mean?


When you apply for a mortgage, your lender will look at three main factors:


1. Your credit score


2. Your debt-to-income ratio (DTI)


3. Your down payment


 
 
 

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